School business leaders are under pressure to protect budgets, evidence value for money and avoid procurement risk at renewal. Some checks are obvious; others are easily missed.
Five to make before you renew:
- Is the cover a contract of insurance, or a discretionary arrangement?
- Is the provider FCA-regulated?
- Is the insurer covered by the Financial Services Compensation Scheme?
- Can you evidence a compliant procurement route, such as the CPC framework?
- How quickly are valid claims usually paid?
These checks matter because staff absence is not only an HR issue. It affects supply costs, cash flow, continuity and staff wellbeing.
Schools UK provides AXA-underwritten staff absence insurance for schools, arranged by City and General Direct (UK) Ltd, which is authorised and regulated by the Financial Conduct Authority. Cover is contract-backed, eligible policies benefit from FSCS protection, and schools can access the CPC Staff Absence Protection and Reimbursement Services framework.
Schools UK can also support staff wellbeing beyond absence cover, with counselling, GP access and family support available to staff, governors and close family.
Run the five checks against Schools UK before your next renewal. (!!! Please Hyperlink this bold sentence with: https://www.schoolsuk.com/staff-absence-insurance/ !!!)
Schools UK
